Every homeowner should be aware of when and how a power surge in house electrical systems can occur.
While some causes are beyond our control, the more prepared you are for the possibility of the occasional power surge, the better you can mitigate any possible damage or hazards.
Here is some of the most important info to know about power surges to make sure you're prepared to handle them:
Power surges happen whenever there is an interruption or sudden increase in the flow of electricity. The main causes of a power surge include:
While many modern electronic devices and appliances have built-in surge protection, a power surge can still damage them or your home's systems.
A sudden increase in voltage can overheat and damage the circuits inside electrical components, rendering them unusable. Sometimes, these circuits can be fixed or replaced, but other times the damage is irreparable.
Power surges can also have more serious effects, like causing fire or deadly electric shock. They can cause damage to your HVAC system and electrical outlets, which should be addressed by a licensed professional.
Homeowners insurance policies with personal property coverage will typically cover the costs of damages from power surges, but only if the cause is a lightning strike or excessive voltage from an external source.
Damage resulting from faulty wiring or unsafe outlet use may not be covered.
Some of the best ways to prevent power surges at home are:
Unfortunately, sudden voltage spikes from an electrical provider or a nearby lightning strike cannot always be predicted or prevented. However, with the right knowledge and preparation, you can significantly reduce your chance of power surge-related damage at home.
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